Pawn Financing Risk Management in Baitul Maal Wat Tamwil NU East Java, Indonesia

Authors

  • Nurul Setianingrum Department of Islamic Banking, Faculty of Economics and Islamic Business, Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember
  • Nur Hidayat Department of Islamic Banking, Faculty of Economics and Islamic Business, Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember
  • Rizky Insani Taqwim Students of Islamic Banking Department, Faculty of Economics and Islamic Business, Universitas Islam Negeri Kiai Haji Achmad Siddiq Jember
  • Rini Rahmawati Department of Management, Faculty of Economics and Business, Universitas Lambung Mangkurat

DOI:

https://doi.org/10.54471/iqtishoduna.v13i1.2296

Keywords:

gold pawning, baitul maal wattamwil, risk management

Abstract

This study aims to analyze the impact of halal tourism on the economy of East Java. The findings show that the halal tourism industry has a positive effect on the culinary, hospitality and transportation sectors, as well as creating new jobs. East Java's diverse tourist destinations, government support, and public awareness of the importance of sharia tourism have contributed to the growth of the halal tourism industry. However, challenges such as infrastructure and facilities, the quality of halal tourism services need to be overcome. The research implications suggest that the government and tourism industry players must intensify their efforts to meet the demands of Muslim tourists by increasing the quality and quantity of facilities such as halal hotels and restaurants, providing information and services that are easily accessible to tourists, and increasing training and certification of tourism industry players. The study concluded that the progress of halal tourism in East Java could have a wider positive impact, such as increasing community welfare, increasing regional income, and improving relations between various communities. The originality of the research lies in the local context of East Java, which can yield different results. Additionally, East Java has the second-best economic growth in Indonesia.

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Published

2024-04-01

How to Cite

Setianingrum, Nurul, Nur Hidayat, Rizky Insani Taqwim, and Rini Rahmawati. “Pawn Financing Risk Management in Baitul Maal Wat Tamwil NU East Java, Indonesia”. IQTISHODUNA: Jurnal Ekonomi Islam 13, no. 1 (April 1, 2024): 199–210. Accessed July 17, 2024. https://ejournal.iaisyarifuddin.ac.id/index.php/iqtishoduna/article/view/2296.

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