Can Perceived Usefulness and Online Experiences Affect ShopeePay Fintech Usage by Millennial Muslims?

Authors

  • Helti Nur Aisyiah Department of Sharia Accounting, Faculty of Islamic Economics and Business, Universitas Islam Negeri Raden Mas Said Surakarta
  • Septi Kurnia Prastiwi Department of Sharia Accounting, Faculty of Islamic Economics and Business, Universitas Islam Negeri Raden Mas Said Surakarta
  • Asep Maulana Rohimat Department of Sharia Business Management, Faculty of Economics and Business, Universitas Islam Negeri Raden Mas Said Surakarta

DOI:

https://doi.org/10.54471/iqtishoduna.v12i1.2146

Keywords:

perceived usefulness, online customer experiences, fintech usage, millennial muslim

Abstract

Financial Technology (Fintech) has been embedded in the community, especially to support their economic activities. The fintech usage provides convenience, so that users are increasingly widespread. This study aims to determine the effect of perceived usefulness and online experiences on the fintech usage with trust as a mediating variable. This study used a quantitative approach by distributing questionnaires to 102 millennial Muslims in Solo Raya. Questionnaires filled out by participants were processed using the IBM SPSS Statistics Version 26. The results showed that perceived usefulness had an effect on fintech usage, while online experiences had no effect on fintech usage. Among perceived usefulness, online experiences, and fintage usage, there was trust. However, trust could not mediate between perceived usefulness and online experiences on the fintech usage. This research will contribute to fintech developers in managing their technology by taking into account perceived usefulness, online experiences, and trust factors.

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Published

2023-04-01

How to Cite

Aisyiah, Helti Nur, Septi Kurnia Prastiwi, and Asep Maulana Rohimat. “Can Perceived Usefulness and Online Experiences Affect ShopeePay Fintech Usage by Millennial Muslims?”. IQTISHODUNA: Jurnal Ekonomi Islam 12, no. 1 (April 1, 2023): 101–122. Accessed July 17, 2024. https://ejournal.iaisyarifuddin.ac.id/index.php/iqtishoduna/article/view/2146.

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