Phenomenology Study: Payment Methods on The Marketplace Seen From Islamic Economy Perspective

Dyarini Dyarini; Adi Mansah; Adi Alam; Aprilia Duwi Putri; Mohd Shahid Mohd Noh

doi:10.54471/iqtishoduna.v12i1.2033

Authors

Dyarini Dyarini Department Accounting, Faculty of Economics and Business, Universitas Muhammadiyah Jakarta
Adi Mansah Department Islamic Economics, Faculty of Economica and Business, Universitas Muhammadiyah Jakarta
Adi Alam Department Information Technology Education, Faculty of Education, Universitas Muhammadiyah Jakarta
Aprilia Duwi Putri Department Accounting, Faculty of Economics and Business, Universitas Muhammadiyah Jakarta
Mohd Shahid Mohd Noh Department of Syariah and Economics, Academy of Islamic Studies, University of Malaya

DOI:

https://doi.org/10.54471/iqtishoduna.v12i1.2033

Keywords:

phenomenological studies, payment methods, marketplace, islamic economy

Abstract

This study aims to examine the Islamic view of shopping payment transactions on the marketplace which uses electronic money as well as to examine the Islamic view of special offers on certain products that can be purchased using electronic money. The method used in this research is qualitative research with phenomenological studies. The results showed that the majority of the informants agreed that the electronic money they used did not contain elements of usury although there were informants who had a different opinion. The note that we can highlight here is that the marketplace is not a seller, nor is it a representative of the seller. The marketplace is only a medium that brings sellers and buyers together with certain rules. If it is a debt, it means that the customer must not receive any benefits from GoPay. Thus, if GoPay provides discounts for customers who pay via GoPay, then this includes benefits due to debt. Customers get this benefit, because they give GoPay debt.

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