Cashless Muslim Society Transformation Strategy

Authors

  • Ramadhan Harahap Universitas Islam Negeri Sumatera Utara
  • Andri Soemitra Universitas Islam Negeri Sumatera Utara
  • Muhammad Ridwan Universitas Islam Negeri Sumatera Utara

DOI:

https://doi.org/10.54471/iqtishoduna.v14i1.2873

Keywords:

cashless society transformation, muslim user acceptance, behavioral influences, theoretical framework, community-based approach

Abstract

This study delves into the strategic transformation of Muslim communities into cashless societies, with a specific focus on the determinants of user acceptance and behavioral influences. Embracing a comprehensive approach, the research thoroughly examines existing literature, unraveling the inherent complexities of this societal shift. Meticulous detailing of key findings captures the factors shaping user acceptance within the context of a theoretical model situated in a broader conceptual framework. The research methodology employs tailored open-ended questions to explore Muslim user acceptance, ensuring meticulous transcription and in-depth analysis of interview data for result reliability. The outcomes highlight dynamics at play, challenging conventional assumptions by underscoring the significance of pull factors in driving acceptance. Implications derived from this research offer actionable insights for practitioners and contribute substantively to the existing literature on Muslim societal transformation. The findings affirm the relevance of the adopted theoretical framework, providing a lens through which to interpret and navigate evolving Muslim consumer behavior in the transition toward cashless societies.

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Published

2025-04-11

How to Cite

Harahap, Ramadhan, Andri Soemitra, and Muhammad Ridwan. “Cashless Muslim Society Transformation Strategy”. IQTISHODUNA: Jurnal Ekonomi Islam 14, no. 1 (April 11, 2025): 317–332. Accessed October 12, 2025. https://ejournal.iaisyarifuddin.ac.id/index.php/iqtishoduna/article/view/2873.

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