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Sanjaya, Arif Putra, Instutut Agama Islam Syarifuddin Lumajang, Indonesia
Septiani, Jelita, Department Management, Faculty Economic, And Business, Esa Unggul University, Jakarta – Indonesia
Shofa Bisri, Abdus, Institut Agama Islam Syarifuddin Lumajang
Sholeha, Amalus, IAI Syarifuddin Lumajang
sinurat, Nuriyani Devi, Perbankan Syariah, Fakultas Agama Islam, Universitas Muhammadiyah Sumatra Utara
Sri Darmawati, Lusi Endang, STKIP PGRI Situbondo
Suswati Anggraeni, Umi, Institut Agama Islam Syarifuddin Lumajang
Suswati Risnaeni, Umi

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