Bulutoding, L., binti Saban, A., Supriadi, Syariati, N. E., Sombolayuk, W., Muchlish, M., & Sari, N. R. (2025). The Meaning of Time-Driven Activity-Based Costing in Islamic Banking Products: A Phenomenological Study of Tawhid. IQTISHODUNA: Jurnal Ekonomi Islam, 14(1), 167–182. https://doi.org/10.54471/iqtishoduna.v14i1.3457