Implementation of Performance Appraisal for Islamic Bank in Indonesia Using CAMELS Method

Authors

  • Ahmad Sodiq Sharia Economics Doctoral Student, Faculty of Economics and Business, Universitas Airlangga
  • Ririn Tri Ratnasari Department of Sharia Economics, Faculty of Economics and Business, Universitas Airlangga
  • Imron Mawardi Department of Sharia Economics, Faculty of Economics and Business, Universitas Airlangga
  • Anwar Allah Pitchay Department of Islamic Finance Section School of Management

DOI:

https://doi.org/10.54471/iqtishoduna.v13i2.2457

Keywords:

CAMELS, performance appraisal, sharia commercial bank

Abstract

The assessment of Islamic bank performance measured by the CAMELS method through the 2016-2020 CAR analysis as of January shows that the performance of Islamic commercial banks from year to year shows an increase in the management of Islamic bank management. Where it can be seen that in 2016 to 2020 as of January Islamic commercial banks showed a very healthy condition because they were in the CAR position> 11%. ROA, is used to measure the health of the bank from the income aspect by comparing the net profit achieved with the total assets owned by the bank. The condition of the NPF of Islamic Banks is very healthy as indicated by the small number of bad debts and problematic financing by customers at Islamic banks. Meanwhile, the condition of the LDR of Islamic Banks fluctuates where in 2016 the LDR was in an unhealthy predicate of 85.99%, and in 2017 to January 2020 it was in a very healthy condition because it was in a position of more than 100%. BOPO of Islamic general banks showed unhealthy conditions in 2016, then experienced a significant increase in 2017 in healthy conditions and in 2018 until January 2020 in very healthy conditions.

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Published

2024-10-01

How to Cite

Sodiq, Ahmad, Ririn Tri Ratnasari, Imron Mawardi, and Anwar Allah Pitchay. “Implementation of Performance Appraisal for Islamic Bank in Indonesia Using CAMELS Method”. IQTISHODUNA: Jurnal Ekonomi Islam 13, no. 2 (October 1, 2024): 499–512. Accessed December 8, 2024. https://ejournal.iaisyarifuddin.ac.id/index.php/iqtishoduna/article/view/2457.

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